Unlike traditional credit repair companies, Plan B does not negotiate debt, contact creditors on your behalf or waste time on letter writing campaigns. Our credit repair services are different.

Much like an attorney, Plan B deals directly with each Credit Bureau reviewing derogatory accounts on your Experian, Equifax, and TransUnion credit reports. Plan B then initiates investigations to validate each derogatory account. These derogatory credit investigations are the fastest way to remove inaccuracies, duplications, and invalid derogatory accounts. Our proprietary method has yielded results in days not months like most other credit repair companies.

Other credit repair companies’ goal is to keep you enrolled in their programs for as long as possible to maximize their profits. Writing letters to the credit bureaus first, then followed by months and months of dispute letters is a classic example of how they will waste your time.

At Plan B, we do everything in our power to make your experience with us a productive and satisfying one. Our goal is to achieve the maximum results in the shortest time possible.

(Click on the 60 Minutes investigative report video below and see why old school letter writing campaigns don't work.) 


Who's Checking the Credit Bureaus?

A Federal Trade Commission report states that 1 in 5 Americans have errors on their credit report.

1 in 10 have errors serious enough to prevent them for obtaining credit, that's a 20% error rate.

When it comes to repairing credit, what's your Plan B?